Frequently Asked Questions

We provide financial planning, investment management, and risk management for individuals, families, business owners, and retirement plan sponsors.

• Castle Rock, Colorado — 115 Wilcox Street, Suite 220
• Austin, Texas — 2806 Flintrock Trace
• Omaha, Nebraska — 4611 S 96th Street, Suite 270

Yes, Future Capital Management is an independent advisory firm operating since 2019.

Future Capital Management engages with clients in three ways: financial planning fee, asset management fee, or hourly consulting fee.

Future Capital Management charges $1,500 – $15,000 for financial planning fees (average is $5,000), our asset management fees start at 2% and reduce as managed assets grow, and our hourly consultation fee is $300.

Yes. We believe in acting in our clients' best interests and providing advice aligned with their financial goals and needs.

Future Capital Management's team members hold professional designations including: CFP® (Certified Financial Planner), RICP® (Retirement Income Certified Professional), and AIF® (Accredited Investment Fiduciary).

Absolutely. We believe coordinated planning with trusted professionals often leads to better outcomes for clients.

We believe financial planning should be personal, proactive, and relationship-driven. We focus on coordinated customized strategies and helping clients make confident financial decisions, not just managing investments.

The first meeting is focused on getting to know you, your goals, concerns, and current financial picture. We discuss where you are today and where you want to go financially. We will discuss who we are as a firm and how we engage with our clients. This meeting is designed for us to get to know each other and see if we both are a good fit to work together.

We offer an initial meeting at no cost to determine whether we are a good fit to work together.

Meeting frequency depends on client needs, but most clients meet with us at least annually, with additional reviews throughout the year as needed.

We primarily work with:

• Individuals and families preparing for or living in retirement
• Business owners
• Professionals and executives
• 401(k) and SIMPLE IRA plan sponsors
• Clients seeking retirement income planning and wealth preservation strategies

Clients typically have secure online access to view account balances, performance, statements, and important documents anytime.

We work with Charles Schwab to provide custody and security for client investment accounts.

Getting started is simple:

1. Schedule an introductory meeting
2. Complete the acquaintance questionnaire on our website
3. Meet with our team to see if we are a good fit to work together

Yourself, leave your checkbook at home.

Yes. We offer virtual meetings for clients who prefer the convenience of meeting remotely.

Yes. We provide customized portfolio management aligned with each client's goals, time horizon, risk tolerance, and income needs.

A financial plan may include:

• Retirement planning
• Investment management
• Tax-efficient strategies
• Risk management and insurance review
• Estate planning coordination
• Education planning
• Cash flow and budgeting guidance

We help clients create retirement income strategies designed to provide confidence and clarity by evaluating income sources, investments, taxes, healthcare costs, and long-term financial goals.

Retirement income planning focuses on creating reliable income streams during retirement while managing taxes, inflation, market risk, and longevity concerns.

Yes. We help clients identify tax-efficient strategies involving retirement accounts, Roth conversions, investment withdrawals, and income distribution planning.

Absolutely. We help business owners with retirement plans, succession planning, business exit strategies, tax-efficient planning, and personal wealth management.

Yes. We assist businesses with:

• SIMPLE IRAs
• 401(k) plans
• SEP IRAs
• Retirement plan education for employees
• Ongoing plan support and guidance

Yes. We work directly with employees to help them understand their retirement benefits and make informed financial decisions.