Calculator
Life Insurance Needs Calculator.
Compare two simple ways to estimate how much life insurance may be needed to support the people who depend on you.
Easy estimate
Choose an Estimate Method
Use needs-based if you want to list specific expenses and goals. Use income replacement if you want a quick estimate based on replacing income for a number of years.
How to Use It
- Choose either needs-based or income replacement.
- Enter the amounts that apply to your family or situation.
- Include current life insurance and savings that could reduce the need.
- Use the estimate as a starting point for a planning conversation.
Estimated need
$0Enter your numbers to see an estimate.
This is only an estimate and is intended for illustrative purposes only. Actual life insurance needs may differ based on income, expenses, debts, assets, family circumstances, health, policy type, policy costs, taxes, and other factors.
The results shown are not a comprehensive insurance analysis, financial plan, investment recommendation, or personalized financial advice. Before making insurance or planning decisions, consult with a qualified financial professional, insurance professional, tax advisor, or other appropriate professional who can evaluate your specific situation and objectives.
Want Help Evaluating Coverage?
A calculator can frame the question. A planning conversation can help connect life insurance needs to your family, assets, debts, income, and long-term goals.