Calculator
Retirement Income Calculator.
Estimate how long savings may support future monthly income needs.
Easy estimate
How Long Your Savings Could Last
Enter your savings, the monthly income you want from those savings, and a few simple assumptions. The calculator estimates how many years the money may last.
How to Use It
- Start with the amount you expect to have saved when income begins.
- Enter the monthly amount you want your savings to provide.
- Add an average yearly growth number to test.
- Add how much you expect your spending need to rise each year.
Estimated result
0 yearsEnter your numbers to see an estimate.
This is only an estimate and is intended for illustrative purposes only. It does not include taxes, fees, Social Security benefits, pension income, required minimum distributions, healthcare expenses, inflation adjustments, changes in spending needs, or variations in investment returns and market conditions.
The results shown are based on assumptions that may not reflect your actual circumstances and should not be relied upon as a prediction of future performance or outcomes. This estimate is not a comprehensive financial plan, investment recommendation, or personalized financial advice.
Before making any financial, investment, tax, or retirement planning decisions, you should consult with a qualified financial professional, tax advisor, or other appropriate professional who can evaluate your specific situation and objectives.
Want Help Reading the Results?
A calculator can help frame the question. A planning conversation can help connect the estimate to your actual income sources, taxes, risk, and retirement timeline.